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AUTOSURE
From ANPACSM
Better Value Means Getting the Personal Touch.
Because you want the best
value for your money, in some circumstances it may make sense
to purchase an item over the phone, through the mail, or on your
personal computer. But, not always!
Without the right insurance protection,
you and your family might not be able to pay for necessary medical
treatments, car repairs, legal fees, and other costs that come
with being involved in an accident whether you're at fault or
not!
When you choose AUTOSURE FROM
ANPACSM, you get a professional agent who lives
and works in your community, who understands your financial needs.
Your local American National agent will meet with you personally
to help you make sure your family's insurance protection has the
right features for you, so that you're protected when you need
it most!
Better Value Means Money Saving Features.
Automatic Rental Coverage
We decided our customers need rental car coverage automatically
included in their policy at no extra charge. Most companies charge
for this features.
One Deductible for Multiple Losses
If you insure your auto and home with ANPAC, our Common
Cause of Loss Deductible allows you to pay one deductible even
if more than one item is damaged or destroyed by a single event.
Collision Waiver
If you should be involved in an accident with another car insured
with ANPAC, all or a portion of your collision deductible
may be automatically waived.
Other valuable, innovative features
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Good student discount
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Passive restraints discounts
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Ticket-free discounts
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Special rates for drivers age
45 & over
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No deductible for windshield
repair
Discounts and policy provisions
may vary by state. Check with your agent about coverages available
in your state and the provisions applicable.
Better Value Means Superior Service.
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ANPAC is proud to be named
as a Ward's 50 Benchmark Group for achieving outstanding financial
results in the areas of safety, consistency and performance.
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Our innovative CA$HBACK
from ANPAC® pays you 25% of your combined auto and homeowners
premiums if you remain claim free for three years from your
CA$HBACK anniversary date.
CA$HBACK participants are also eligible for "Guaranteed
Renewal", renewal on auto and home policies, according
to terms and conditions. Ask your American National agent for
more information about this added benefit.
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TLC - Tri-Line CoverageSM
Discount - Choose American National for your auto, home
and life and you'll receive a special discount on qualifying
auto and home premiums. It's our way of rewarding customers
who trust American National with all three insurance needs.
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Fast Efficient Claim
Service - Report claims toll-free at 1-800-333-2860 24-hours
a day, 7 days a week. Nine out of ten customers tell us, based
on our claims service, they would recommend ANPAC to someone
they know.
AUTOSURE FROM ANPACSM Offers a Full Line of Coverages.
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Liability
- Pays for damages due to bodily injur and/or property damage
from a covered loss for which an insured is legally liable.
This coverage includes defending you in a lawsuit, bail, bond
expense, attorney fees, and medical first aid at the accident
scene.
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Medical
Payments - Pays for reasonable and necessary medical expenses
arising out of an accident up tot he limit purchased per person.
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Personal
Injury Protection - Pays for reasonable and necessary medical
expenses and lost wages arising out of a covered accident up
to the limit purchased per person.
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Comprehensive
- Pays for loss or damage to your insured car by a covered
loss other than a collision or upset. This included but is not
limited to: theft, fire, missiles, falling objects, larceny,
explosion, windstorm, hail, water, vandalism or malicious mischief,
riot, impact with animals, and glass breakage.
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Collision
- Pays for damage to your insured car resulting from a collision
or upset.
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Towing
and Labor - Pays towing and labor costs incurred each time
your insured car is disabled. Labor costs at the place of disablement
are covered.
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Rental
Reimbursement and Travel Expense - Pays up to $25 per day
rental expense while your car is being repaired due to a covered
loss for up to 30 days. Higher limist are available.
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If the loss
occurs more than 50 miles from home, extra expenses incurred
for meals, lodging and transportation fares to return to your
home or your destination are covered.
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Uninsured
Motorist - Pays for damages for bodily injury to an insured
person caused by a motor vehicle driven by a legally liable,
but uninsured or unknown (hit and run) driver.
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Underinsured
Motorist - This coverage applies when your bodily injury
is caused by an underinsured motor vehicle, as defined in the
policy.
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Accidental
Death, Dismemberment, Disability - Pays up to a specified
amount for death, loss of limbs, loss of sight and certain other
injuries to designated person(s) resulting from a car accident.
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Work Loss Coverage
- Pays designated person(s) up to 85% of earnings lost because
of auto accident injuries subject to certain maximum limits
shown in the policy.
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ACE (Added
Coverage Endorsement) - Pays for Original Equipment Manufacturer
(OEM) parts, when replacement parts are required, due to a covered
accident. Plus, for insured vehicles less than one year old,
or with less than 15,000 miles, which are involved in a covered
loss, the vehicle will be declared a total loss at only 25%
damage, and pays the lesser of either the original purchase
price or the replacement cost of a comparable vehicle.
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GAP (Guaranteed Asset
Protection) Endorsement - Pays the difference between the
loan balance (excluding incidental amounts rolled into the loan,
which are not directly related to the base purchase price of
the vehicle, such as additional warranties) and the actual cash
value of the car, when the vehicle is declared a total loss
as the result of a covered accident.
This summary
of coverages is not a statement of contract. Some coverages may
not be available in all states. All coverages are subject to the
exclusions, conditions and requirements stated in the policy.
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