Commercial General Liability for Horses

Tailored coverage for the equine enthusiast

If you own, board, breed, train, race or sell horses, we need to talk.

Commercial General Liability for Horses (CGL)

A CGL policy is designed to cover many situations involving horses. It can help protect you from claims brought against you as a result of your horse operation. CGL coverage applies to the specialized needs of operations involving horse-drawn carriages, sleighs, hay rides, pony rides and more.

Look to ANPAC as the source for your equine insurance needs, including:

Property Coverage

  • Residences
  • Barns
  • Hay and Grain
  • Farm Products and Supplies
  • Tack
  • Farm Machinery

Liability Coverage

  • Shows
  • Clinics
  • Riding Instruction
  • Boarding Liability
  • Care, Custody and Control
  • Hay and Sleigh Rides
  • Carriage and Buggy Rides

Special Farm Package 10SM (SFP 10SM)

One of the cornerstones of ANPAC's coverage is our SFP 10SM policy, providing effective yet flexible property and casualty coverage relevant to horse operations of varying sizes and scope. A number of coverage options ensures you're getting just the right amount of coverage you want.

Major SFP 10SM coverage categories include:

  • Residences and Household Contents
  • Buildings and Building Contents
  • Farm Personal Property
  • Scheduled Personal Property
  • Liability

Tack and other equestrian equipment can be included under the SFP 10SM policy.

Care, Custody and Control

An optional coverage on our SFP 10SM policy, - Care, Custody and Control - provides protection in the event that someone else's animal dies or suffers an injury while in your care, and you are held legally responsible.

While many people assume that these situations are covered by standard liability insurance, the fact is that many liability policies contain a provision which excludes this important coverage. ANPAC offers this coverage under an optional endorsement.

American National Property & Casualty Company (ANPAC®) provides a full range of coverages, including policies tailored to the specific needs of horse enthusiasts. Whether you breed horses as a profession, or board them for recreation, we can advise you on the right type of coverages to best protect your interests.

Reviewing your coverages costs nothing. Not reviewing it, could cost you everything.
   
 
   
 


American National Insurance Company, Galveston, TX
American National Property and Casualty Companies, Springfield, MO

Eligibility guidelines apply.
Products and services not available in all states.